Home Buying Checklist

 

Buying a home can be very stressful. Using a home buying checklist like this will make the process go a lot smoother:

  • Request your credit report from all three bureaus (Equifax, Experian, and TransUnion). Review each report for accuracy and correct any errors.
  • Compile the financial documents you will need to provide your loan officer. You will need bank statements, pay stubs and previous years’ tax returns.
  • Research options for your home loan. Begin comparing home loans from reputable lenders by getting personalized quotes. Be sure to ask for a mortgage pre-approval letter for contract offers. It will help make you a more competitive buyer.
  • Start exploring neighborhoods. In order to find the right neighborhood, check out the commute times, school ratings, crime activity and more.
  • Make a list of priorities. What are your must haves, nice to haves and dream features in your new home?
  • Find a real estate agent. Having the right agent is one of the most important steps in the home buying process. Read agents’ profiles, ratings and reviews. Ask family and friends for recommendations. Choose an agent that specializes in the type of home and neighborhood you’re seeking.
  • Begin house hunting. Now that you have everything in order, you’re ready to begin your search. A great place to start is online. Visit open houses and schedule private showings with your agent.

Contact Coldwell Banker Innovations to find your perfect agent and begin your new home search today.

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6 Tips to Sell your Home Fast

There are steps you can take to sell your home fast. The following 6 tips will help put you on the right path.

  1. Price it right: The first 30 days on the market is always the best activity you’re going to see.
  2. Enhance curb appeal: Potential buyers form an opinion the moment they drive up to the home and walk to the front door.
  3. Update interior and exterior: New fixtures, fresh paint, and landscaping are easy and affordable ways to update your home.
  4. Declutter, depersonalize and clean: Make rooms appear larger by removing excess furniture and knickknacks. Taking down family photos will allow the prospective buyers to envision their family in the home. Do a deep cleaning.
  5. Remove pets: Remove your pets as well as their dishes, beds and litter boxes (or hide them). It’s best if potential buyers don’t know that a pet lives in your home if possible.
  6. Good photos and lots of them: Most buyers begin their search online and decide which homes to see based on photos.
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Coldwell Banker Innovations Welcomes New Realtor – Diane DeLaet

Licensed Realtor in Maryland and Pennsylvania

We’re pleased to announce that Realtor, Diane DeLaet recently joined our Coldwell Banker Innovation’s team in Hagerstown, MD. Diane is a licensed real estate agent in both Maryland and Pennsylvania. She is a results-oriented professional with an extensive background in planning, zoning and land use.

Makes Family a Priority

Married with two children, four grandchildren, four dogs and a parrot, Diane makes family a priority. “I insist on family dinner night once a week,” she said. Diane and her husband purchased a historic property that they are currently remodeling. She loves the arts and music. “Even though time doesn’t allow right now, canvas oil painting is one of my passions.”

Highly Motivated, Produces Results

If you have a property to sell or are looking for a new home and want a highly motivated Realtor who produces results, call Diane today at 240-527-1986 or by email at [email protected].

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Holiday Safety Tips

holiday-safety-tips

We’ve all recovered from our Thanksgiving feasts, Black Friday has come and gone and now it’s time to get ready for Christmas,  New Year’s Eve and 2017! There’s a lot to take care of over around the house during the next few weeks. Here at Coldwell Banker Innovations we thought it was a good time to remind our loyal readers to take extra precaution when it comes to getting ready for the upcoming holidays. Here’s our list of Important Safety Tips to keep in mind when getting your house set for the year-end festivities.

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A Holiday Story From Coldwell Banker Innovations

 

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‘Twas the night before Christmas, and we listed our home.
Transferred to Ohio, the city of Rome.
The promotion was solid, no reason to fear,
But I had to start work at the first of the year!

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Everything You Need To Know About Home Insurance

The purchase of a home is the greatest investment most people will ever make in their lifetime. As a homeowner, you definitely need insurance to protect your home, belongings, family as well as the physical structure of your house. Accidents can occur at any time, and, without home insurance you’re leaving yourself exposed to a wide range of risk. In fact, any mortgage lender will require a specific amount of coverage to protect their best interests as well. Simply put, when choosing an insurance provider you must ensure you perform the same diligent homework utilized when selecting your real estate agent and your home.

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There’s Still Time To Make This Christmas Special—Toys For Tots 2016

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Once again, Coldwell Banker Innovations is participating in the annual Toys For Tots campaign.  There’s still time to donate unwrapped toys here at our office located at 1850 Dual Highway in Hagerstown, but the clock is ticking!

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Purchasing A Home In The Winter Is A Good Idea!

A few weeks ago we discussed why selling your home at the end of the year truly is a great idea. This article posed some very important questions from our readers, namely, is it wise to purchase a home during this same period. Well, we’ve done some homework and have some very valuable advice on the subject.

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CBI Answers Your Real Estate Questions

Here at Coldwell Banker Innovations we get a lot of questions from our blog readers. This week we decided to roll up our sleeves, reach into the mailbag, and choose three at random to answer…and boy, are they some great questions! 

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Yes—The Fourth Quarter Is A Great Time To List Your House

 

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You’re ready to sell your home, but your gut tells you to wait until after the holidays to contact an agent.  Why? “Well…I always thought spring was the best time to sell a home….right?” Not necessarily.  In fact, there are tremendous advantages to listing your property in December! Join us and we will debunk this whole “never sell your home in winter” misconception.

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